http://www.newrepublic.com/article/115457/obamacare-victim-florida-happy-she-can-get-real-coverage
If you’ve followed the stories of insurance cancellations related to Obamacare, you may have heard about Dianne Barrette. She’s the 57-year-old Florida realtor who was paying $54 a month for a Blue Cross insurance plan. The plan won’t be available after December. And while FloridaBlue offered her a new plan, the company told her the premium would be $591 a month. Barrette, who makes $30,000 a year and could not pay for such a plan, was flabbergasted. Jan Crawford of CBS News made her the key source for a story about plan cancellations. An appearance on Fox News followed, as did multiple cameos in press releases from Obamacare critics. For at least a few days, she was the poster child for the Obamacare cancellation story.
But Barrette’s situation defies quick and easy description. It’s true that she can’t keep her current policy—and that most policies available to her for next year have higher premiums. But those plans also offer real coverage, and her current plan does not. Some people might resent government effectively prohibiting her current plan. Barrette doesn’t appear to be one of them. Based on conversations we’ve had over the past few days, she wants more comprehensive insurance and, within reason, she's willing to pay more for it.
that's what some don't realize, nothing like laying in the hospital knowing you are good, and not fretting over will they cover this, or kick me off because of that and getting quality treatment, "PRICELESS".
you do get what you pay for nowadays an aspirin can cost nearly 54. bucks a shot so given her present 54. monthly policy you can imagine easier what she will not have.
The policy Barrette has today is called the Go Blue Plan 91. It is not what most people would consider real insurance. Its coverage of doctor visits and tests, such as MRI scans, consists of paying $50 and then letting Barrette pay the remaining balance. Drug coverage works more or less in the same way, only the plan pays $15 per prescription—which is enough to cover generics, but not many name-brands. And hospitalization? The plan pays nothing at all. As Wemple put it, "it’s a pray-that-you-don’t-really-get-sick 'plan.'" Barrette doesn't really disagree—but this plan, she says, was all she could afford. "Most everyone I talked to said they were paying thousands more to get hospital coverage," she told me, "so I took my chances with what I have now."
OK, but what can she get from Obamacare? Using plan data provided to me by theKaiser Family Foundation, residents of Polk County, Florida have dozens of insurance options from which to choose. The cheapest option for somebody of Barrette's age has premiums of $440 a month, the most expensive goes for $914 a month. But Barrette wouldn’t pay those prices. Obamacare offers tax credits to people with incomes of up to four times the poverty line, or about $45,000 for an individual. Given Barrette’s income, she’ll be getting a tax credit worth nearly $331 a month, according to the Kaiser Foundation’s subsidy calculator. And that tax credit works like a discount, upfront. To figure out what she’d pay, you subtract the value of the tax credit from the price of the plan.
the cancellation because of ObamaCares is not ObamaCares fault it's really protecting the consumer from ins. co.'s that gouge and deny coverage. the ins. people cut you because they refuse to give you good health care for your buck that is proven out by the fact they have to cancel because of just that that giving you full basic health care. better to find out now and pay more to make sure you are good, because you can be treated and covered for all things or look stupid lying on that gurney dying from a voucher or limited care. recognize
